CCTV News (News Network): At present, the policies and measures for financial support for the private economy are constantly being improved, and more accurate financial services are provided to private enterprises through technological innovation and other means.
In the past few days, this private enterprise in Fuzhou has just received a specialized and special loan of 5 million yuan. The company can not only conveniently withdraw money online, but also enjoy an annualized 1% interest subsidy subsidy, with a loan interest rate of less than 2%.
Banks break through traditional credit restrictions and no longer focus on collateral, but instead shifted 12 scientific and technological indicators such as the proportion of corporate R&D investment and the number of patents into evaluation focus. Without looking at mortgages and technology, intangible assets such as corporate patents are converted into real credit funds.
To solve the difficulty and high cost of financing for private enterprises, policies of multiple departments are still increasing. The National Development and Reform Commission will establish a national venture capital guidance fund to drive nearly 1 trillion yuan of local funds and social capital. The People's Bank of China optimizes its re-lending policies for scientific and technological innovation and technological transformation, and increases credit supply to private small and micro enterprises.
At the same time, localities have also taken active actions according to local conditions. Shanghai has introduced 20 measures to improve the financing convenience of private enterprises, striving to exceed 1.5 trillion yuan in 2025; Hebei government departments and banks enter enterprises and parks, "tailoring" the enterprises in person and customizing exclusive financing plans.
The policy measures for financial support for private enterprises are constantly being improved, and the financing coverage and sense of gain of private enterprises are constantly improving. At the end of February, the balance of inclusive small and micro loans increased by 12.4% year-on-year, far higher than the growth rate of other loans; the capital index of small and medium-sized enterprises rose by 1.0 compared with the previous month, and the prosperity level maintained a rebound trend. The continued increase in financial support will not only inject more vitality into private enterprises, but also inject new impetus into high-quality economic development.
