CCTV News: From technology companies to traditional manufacturing, bank credit personnel are active among various companies, and behind them is a series of policy "combination punches" that support the real economy at work. In 2025, in the face of the complex and changing economic situation, how will China's monetary policy strive to promote the sustained recovery and improvement of the economy?

Tianjin: Launch a new cycle pilot of "Technology-Industry-Financial"

In Tianjin, government departments have launched a new cycle pilot of "Technology-Industry-Financial" to encourage banking institutions to actively connect with 12 key industrial chain enterprises, and to open up the "last mile" of finance to benefit the people and enterprises by providing medium- and long-term loans, reducing interest rates or renewal support, so that enterprises can be more confident.

Jiangxi: The government and banks work together to innovate the "data credit" model

In Jiangxi, the government and banks work together to innovate the "data credit" model. The government provides 12 business data on corporate taxation, electricity use, orders, etc., and banks "tailored" the company to customize credit plans, reducing the average credit approval time by 70%.

Jinhua, Zhejiang: Financial support in the financial field helps enterprises "upgrade and upgrade"

In Jinhua, Zhejiang, a new production line is running in the production workshop of a company that is deeply engaged in cemented carbide materials, and workers are almost no see on the site. At present, the company's production process has basically been modernized and automated, and all this is due to the company's strong scientific and technological R&D capabilities and financial support.

Wang Xu, deputy president of Jinhua Branch of China Postal Savings Bank, said: "We have established a complete inclusive finance and technology financial service system to provide enterprises with comprehensive financial services. Focusing on the three major customer groups of high-tech enterprises, technology-based small and medium-sized enterprises, and specialized and specialized enterprises, we have created a new technological finance characteristic model, and provided local enterprises with diversified loan products and financial services such as science and technology loans and micro-option loans."

Central Bank: Moderately loose monetary policy will continue to increase credit supply

Focusing on the implementation of moderately loose monetary policy, the central bank will play the key card of "cutting the reserve requirement ratio and interest rate cuts" in 2025. Moderately loose monetary policy will continue to increase credit supply. At the same time, in 2025, the structural monetary policy tools created by the central bank will continue to be optimized and upgraded, and precise drip irrigation will be carried out in key areas and weak links, especially increasing support for scientific and technological innovation, green development, consumer finance, etc. The central bank said that in 2025, it will continue to strengthen the implementation of interest rate policies, promote a steady decline in social comprehensive financing costs, and create a favorable interest rate environment for promoting consumption and expanding investment.