CCTV News: Recently, the National Development and Reform Commission, together with the Ministry of Education, the Ministry of Civil Affairs, the Ministry of Finance, the National Health Commission, the State Administration for Financial Regulation, and the National Medical Insurance Administration jointly issued the "Notice on Further Improving the Quality of Medical Insurance for College Students" (hereinafter referred to as the "Notice"). Recently, the person in charge of the Employment Department of the National Development and Reform Commission answered a reporter's question on the "Notice".

Q: What is the background of the issuance of the "Notice"?

A: At present, my country has built a basic medical insurance system covering the whole people. In accordance with relevant policy requirements, college students should be included in the coverage of basic medical insurance for urban and rural residents as part of the residents in accordance with the law. However, through the review of the situation and field research, it was found that the quality of medical insurance for students in my country's colleges and universities was not as expected, and there are still problems such as low insurance rates, poor relationship continuity, and insufficient multi-level guarantee coordination. Moreover, the current mobilization and implementation of medical treatment benefits for college students are managed by multiple departments such as medical insurance, health care, and education, involving multiple places such as household registration, place of study, and place of medical treatment. Policy regulations are scattered in various institutional documents, and the implementation scenarios of medical insurance are more complicated than those of ordinary residents. The National Development and Reform Commission actively plays the role of a comprehensive coordination department, and on the basis of combining preliminary research and departmental opinions, it jointly issued the "Notice" with relevant departments.

Q: What are the main measures proposed in the "Notice"?

Answer: The "Notice" puts forward 10 specific policy requirements from four aspects: "expanding the coverage of basic medical insurance for college students", "consolidating and improving the level of medical insurance for college students", "strengthening diversified medical insurance for college students", and "doing a good job in transferring and continuing basic medical insurance relations for college students", mainly including: clarifying the task goals of college students' insurance participation; creating convenient conditions for college students' insurance participation; improving incentive policies for college students' insurance participation; improving medical insurance benefits policies for college students; doing a good job in registering and managing medical treatment for college students from other places; improving medical assistance policies for college students; supporting social forces to provide precise assistance; giving full play to the role of supplementary and guaranteeing various types of commercial insurance; doing a good job in transferring and continuing services for college students' basic medical insurance relations; and doing a good job in connecting medical benefits for college students. After the implementation of the "Notice", the "shortcomings" of policies will be made up through the integration and coordination of various types of guarantee resources, and the level of medical security supply for college students will be improved, which will play a positive role in economic development and improvement of people's livelihood security.

Q: What are the main policy innovations in the "Notice"?

Answer: On the one hand, it emphasizes the effective connection and implementation of existing policies, and the large framework and boundaries of the system are fixed, taking "implementation" and "promoting results" as the starting point and end point of work, and releases policy effectiveness through policy integration and superposition, striving to maximize policy effects. On the other hand, innovate and refine policy measures in response to key and difficult issues. In terms of convenience of insurance participation, it is proposed that "university logistics service institutions and internal medical institutions cooperate with local medical insurance departments to establish university insurance management service points" to provide more policy space and service guarantees for medical insurance to "enter the campus". In terms of medical insurance benefits, it is proposed to "register medical treatment in other places at the place of household registration and internship during winter and summer vacations" to adapt to the "multi-dwelling" living conditions of college students. In terms of medical assistance for college students, it is proposed that students with difficulties should obtain full or fixed-rate funding according to the funding policy standards for the place where they are identified in difficulty, so as to achieve a "person"-centered insurance assistance. We will also dynamically track the implementation of the "Notice", timely summarize and promote typical experiences and practices, timely coordinate and solve pain points, difficulties and bottlenecks in the specific practice process, and continuously improve relevant policies and measures.

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Seven departments: Expand the coverage of basic medical insurance for college students