In order to further improve the medical insurance work of college students (university students are full-time undergraduate and junior college students and non-working graduate students), accelerate the filling of insurance shortcomings, and effectively improve the supply level and quality of medical insurance, the General Office of the National Development and Reform Commission, the General Office of the Ministry of Education, the General Office of the Ministry of Civil Affairs, the General Office of the Ministry of Finance, the General Office of the National Health Commission, the General Office of the State Administration for Financial Regulation, and the Office of the National Medical Insurance Administration recently issued the "Notice on Further Improving the Quality of Medical Insurance for College Students".

1. Expand the coverage of basic medical insurance for college students

(I) Clarify the insurance goals for college students. Implement the rights and obligations of college students to participate in the basic medical insurance system in accordance with the law, accelerate the effective expansion of college students' participation in basic medical insurance for urban and rural residents, increase the mobilization efforts to participate in resident medical insurance at the place of study, and enhance the awareness of college students to actively participate in insurance. By the end of the 14th Five-Year Plan, the actual participation rate of basic medical insurance for college students has increased significantly.

(II) Create convenient conditions for college students to participate in insurance. The education department and relevant universities should provide convenience for students to participate in insurance. The university logistics service agencies and internal medical and health institutions cooperate with the local medical insurance departments to establish university insurance registration service points, provide insurance publicity services, open up online insurance payment channels, and provide convenient services for students to participate in insurance and pay.

(III) Improve the incentive policy for college students to participate in insurance and pay. In accordance with the "Guiding Opinions of the General Office of the State Council on Improving the Long-term Mechanism for Participation in Basic Medical Insurance" (Guobanfa [2024] No. 38), implement the incentive mechanism for continuous insurance participation in college students and zero reimbursement of medical insurance funds, and support the employee's medical insurance personal account to pay personal payments for college students who are close relatives of employees to participate in resident medical insurance.

2. Consolidate and improve the medical insurance level of college students

(IV) Improve the medical insurance benefits policy for college students. On the basis of consolidating the level of inpatient benefits, the level of outpatient security for residents, including college students, can be consolidated and improved based on the level of economic and social development and the ability of medical insurance funds. Colleges and universities will strengthen the construction and management of internal medical and health institutions, and effectively improve the medical service level of internal medical and health institutions. Medical and health institutions within universities that voluntarily apply and meet the conditions should be included in the designated medical insurance scope to facilitate students to seek medical treatment nearby, promote various universities to simplify the reimbursement process, and implement direct medical insurance settlement. Universities with conditions are encouraged to appropriately improve their medical insurance levels.