The Spring Festival is approaching

Send you a to-do list

These are related to your money bag

If you don’t deal with it quickly, you may miss it~

Come and check it

The government sends "red envelopes" and collect it quickly!

Change car and home appliances! Many places have announced the extension of subsidies

As of January 6, at least 22 provinces across the country have announced relevant work arrangements for the connection of consumer goods trade-in policies in 2025.

Most provinces have made it clear that before the national policy for old-for-new consumer goods in 2025 was released, the subsidy scope and subsidy standards for the four major categories of products, automobiles, home appliances, home decoration, kitchens and bathrooms, and electric bicycles, will be implemented in accordance with the policy in 2024.

In addition, a relevant person in charge of the National Development and Reform Commission said on January 3 that it will implement new subsidies for purchasing digital products such as mobile phones and other digital products, and subsidies will be provided to individual consumers for purchasing three types of digital products such as mobile phones, tablets, smart watches and bracelets.

More than 20 places are issued to issue consumption coupons as the Spring Festival approaches. As the Spring Festival approaches, more than 20 regions including Beijing, Tianjin, Henan, Qinghai have successively announced that they will issue consumption coupons to boost the vitality of the consumer market, involving catering, cultural tourism, ice and snow and other types.

In the first quarter of this year, Henan issued 200 million yuan of New Year consumption coupons in key areas such as retail, catering, cultural tourism, and accommodation; Jilin Province increased the total scale of ice and snow consumption coupons to 100 million yuan; Sichuan Province launched a series of activities for the "Winter Tour Sichuan" consumption season, and distributed cultural and tourism gift packages worth 150 million yuan.

It is related to your income, please handle it quickly!

I am remunerated for unemployment of annual leave

The Regulations on Paid Annual Leave of Employees stipulate that employees who meet the requirements enjoy paid annual leave ranging from 5 days (for those who have worked for less than 10 years), 10 days (for those who have worked for less than 20 years), and 15 days (for those who have worked for more than 20 years) according to the accumulated working years.

Annual leave is generally not arranged across annual periods, and it is indeed necessary to arrange it across one annual period. If the unit is unable to arrange annual leave for employees due to work needs, the employee may not arrange annual leave for employees with the consent of the employee.

For the number of annual leave days that an employee should take but not take, the unit shall pay the annual leave salary at 300% of the employee's daily salary income.

Investment and Financial Management Re-plan

If there is a bank fixed deposit, you can check whether it has expired. If it expires, you can consider whether to continue to transfer or withdraw it for other purposes, such as consumption during the Spring Festival or reinvestment.

For stocks, funds and other investments, pay attention to market trends. If you plan to cash out some assets before the Spring Festival, you need to sell them at the right time.

However, be aware that the stock market and fund market fluctuate greatly before the festival, and the choice of selling time is very critical.

Don't forget! These fees must be paid in a timely manner

Timely payment of urban and rural residents' medical insurance premiums

The 2025 urban and rural residents' medical insurance centralized insurance payment period is generally as of December 31, 2024, but there are still many places that have not yet expired or have been postponed, including Beijing, Henan, Xiamen and other places. The deadline for payments varies in different places. You can check the specific information through the official website of the local Human Resources and Social Security Bureau. Taking Beijing as an example, the 2025 urban and rural residents' medical insurance participation period is from December 30, 2024 to March 31, 2025.

In order to enjoy basic medical insurance benefits in a timely manner, it is best for qualified insured persons to pay their fees in a timely manner within the prescribed period. Overdue insurance generally requires a waiting period to enjoy medical insurance benefits.

Timely pay for life-related expenses

Before the Spring Festival, all kinds of living expenses must be paid in a timely manner to avoid any unpaid fees during the holidays, resulting in water and power outages, which will affect the holidays. There are usually these fees:

The water and electricity bills generally need to pay the previous month's fee before the specified date of each month, and can be paid through the online payment platform or offline business hall.

Gas charges, which are charged quarterly or bimonthly in some areas, and can be paid through the official website of the gas company, official account or offline outlets.

Property fees, some communities will charge property fees for the following year at the end of the year or at the beginning of the year, and the owners must pay on time.

Clear up the to-do and start the New Year

Have you finished these to-do items?

The things that have not been completed have to be done yet are fast~

(CCTV News Client Comprehensive China Legal Publicity, Farmers Daily, etc.)

Producer丨Zheng Hong

Producer丨Wang Shuo Cao Chu

Editor丨Guo Hua

Editor丨Wang Danni