China News Service Online(CNSO), Guiyang｜On October 29, the Guizhou Branch of the People's Bank of China held a fourth quarter press conference in 2026. Judging from the information released at the press conference, Guizhou's financial operations in the first three quarters showed a clear main line: funds shifted from "expanding scale" to "selecting tracks", supporting new productive forces inward, and opening up cross-border trade and liquor cultural exports outward.
Credit structure: Manufacturing and scientific research services lead the growth rate
At the press conference, Zou Hao from the Investigation and Statistics Department of the Guizhou Branch of the People's Bank of China said that at the end of September, the province's RMB loan balance was 5.09182 billion yuan, a year-on-year increase of 1.8%; the increase in loans to enterprises and institutions accounted for 92.2% of the new loans throughout the year, and medium and long-term loans increased by 24.5 billion yuan from the beginning of the year.
Structural data deserves more attention: manufacturing medium and long-term loans increased by 8.3% year-on-year, which was 6.2 percentage points higher than medium- and long-term loans in all industries; scientific research and technical services industry loans increased by 13.6% year-on-year, reaching 7.6 times the growth rate of various loans. Industrial loans and new industrialization loans increased by 10.2% and 11.2% year-on-year respectively; green loans were 898.94 billion yuan, of which green infrastructure upgrades and ecological restoration accounted for 74.8%.
"Capital is re-identifying Guizhou's industrial coordinates - technology density, green attributes, and global tradability, which have become the main line of allocation." Data from the press conference showed that medium and long-term loans in the service industry, excluding real estate, increased by 3.1% year-on-year, and financial support for the real economy has entered the stage of precise drip irrigation from broad expansion.
Liquor Finance: From “selling liquor” to “selling lifestyle”
According to Ye Qian from the Credit Policy Management Office of the Guizhou Branch of the People's Bank of China, in September 2026, the Guizhou Branch of the People's Bank of China, in conjunction with the Provincial Department of Commerce, the Provincial Finance Office, the Provincial Department of Finance, and the Guizhou Branch of the State Administration of Foreign Exchange, issued the "Guizhou Provincial Financial Support Implementation Plan for the Transformation from Selling Liquor to Selling Lifestyle."
The plan clarifies the goals of "three batches": to create exemplary consumption scenarios, innovate and adapt financial products, and form a replicable support model. Support objects cover specialty wineries, wine and food districts, wine and tourism integrated scenic spots, high-star liquor experience hotels, wine and wine culture living rooms, etc.; the tool side introduces fixed asset loans, syndicated loans, base wine pledges, supply chain finance, and first loan and renewal credit loans.
The commerce department regularly pushes project lists, and the People's Bank of China organizes bank-enterprise docking through the online financing system. Analysts believe that this framework translates sauce wine from a "cellar commodity" into a composite carrier of "scene + culture + service", and uses cross-border finance to connect to the "Global Tour of Guizhou Wine" and overseas exhibition and sales systems.
Cross-border opening up: Pilot project implemented, foreign trade in mountainous areas connected to global capital network
According to Li Jingyan from the Foreign Exchange Management Office of the Guizhou Branch of the People's Bank of China, starting from August 20, 2026, pilot projects for high-level opening up of cross-border trade will be implemented in Guiyang, Zunyi, and Tongren. As of the end of September, 8 pilot banks in the three places served 115 high-quality enterprises and handled 1,669 transactions worth US$289 million.
The banking cooperation period for high-tech and "specialized, special and innovative" enterprises has been relaxed from two years to one, and they can enjoy simplified documents, independent review, netting settlement, and centralized collection and payment of funds. Bank of China Guizhou Branch first included 33 original facilitation enterprises into the list, handling 62 transactions worth US$17.1212 million on the first day. As of October 20, the number of pilot enterprises expanded to 37, with a total of 943 transactions worth US$205 million, ranking first in the province.
Zhao Hong, Transaction Banking Department of the Bank of China, said that enterprises need to have real and stable cross-border receipts and payments, no foreign exchange violations, and traceable documents; after certification, they can achieve "application in seconds and processing in minutes".
[Record of media questions]
"Guizhou Daily": From the perspective of investment direction, what are the characteristics of credit capital investment in the first three quarters of 2026?
Qiu Hao, Survey and Statistics Department of the Guizhou Branch of the People's Bank of China: In terms of volume, in the first three quarters of this year, the province's total loan volume maintained a steady growth trend. From the perspective of investment direction, new loans continue to be tilted towards key areas such as manufacturing and service industries, and the loan structure continues to be optimized. Specifically:
First, manufacturing loans maintained rapid growth. At the end of September, medium- and long-term loans to the province's manufacturing industry increased by 8.3% year-on-year, 2.2 percentage points higher than the end of the previous year, and 6.2 percentage points higher than the growth rate of medium- and long-term loans for all industries. Among them, high-tech manufacturing medium and long-term loans increased by 2.9% year-on-year, and the growth rate was 1.1 percentage points higher than that of various loans.
Second, service industry loans maintained steady growth. At the end of September, the balance of medium- and long-term loans in the service industry, excluding the real estate industry, increased by 3.1% year-on-year, 1 percentage point higher than the growth rate of medium- and long-term loans in all industries. Credit funds continue to provide strong support for the development of key areas.
Third, loans to the scientific research and technical service industries maintained rapid growth. At the end of September, loans to the scientific research and technical services industry increased by 13.6% year-on-year, which was 7.6 times the growth rate of various loans in the same period. Medium- and long-term loans to the scientific research and technical services industry increased by 14% year-on-year, which was 6.7 times the growth rate of medium- and long-term loans to all industries during the same period.
Guizhou TV's "News Network": Next, how will the Guizhou Branch of the People's Bank of China prepare to implement the "Guizhou Province Financial Support Implementation Plan for the Transformation from Selling Liquor to Selling Lifestyle"?
Ye Qian, Credit Policy Management Office, Guizhou Branch of the People's Bank of China: In the next step, the Guizhou Branch of the People's Bank of China will continue to strengthen information sharing and work collaboration with the commercial department.
First, the Provincial Department of Commerce regularly shares a list of key projects (enterprises) in the field of "selling wine to selling lifestyle", including specialty wineries, wine and food districts, wine and tourism integrated scenic spots, high-star liquor experience hotels, specialty pubs, wine culture living rooms, mobile wine life experience points, etc.
Second, the Guizhou Branch of the People's Bank of China will rely on the online financing docking system to push lists to financial institutions and organize bank-enterprise docking to encourage and guide financial institutions to base on their own strategic positioning and combine the characteristics and demand of various types of projects in the field of "selling liquor to selling lifestyles" to provide targeted financial services, innovate special credit products, and strive to create a financially supported liquor consumption model that is in line with local reality and has regional characteristics.
Tianyan News: What conditions need to be met to become a high-quality pilot enterprise for high-level opening up of cross-border trade? How does an enterprise apply to become a high-quality pilot enterprise for high-level opening up of cross-border trade?
Li Jingyan, Foreign Exchange Management Office, Guizhou Branch of the People's Bank of China: Adhering to the management principle of "the more honest, the more convenient, the more compliant, the more independent", as long as enterprises have actual needs to participate in facilitated business, comply with laws and regulations, have no foreign exchange violations, and have continued to handle current account foreign exchange receipts and payments in pilot banks for more than two years (inclusive), they can apply to join the pilot high-level openness of cross-border trade as a high-quality enterprise.
In addition, for high-tech, specialized and new enterprises, if they have handled current account foreign exchange receipts and payments in a pilot bank for one year, they can apply to become a high-quality pilot enterprise for high-level opening up of cross-border trade. Enterprises that meet the conditions can directly apply for access at the pilot bank. For specific details, please consult the pilot bank.
At present, the banks in the province that can carry out pilot projects for high-level opening up of cross-border trade include Export-Import Bank Guizhou Branch, Bank of China Guizhou Branch, Agricultural Bank of China Guizhou Branch, Industrial and Commercial Bank of China Guizhou Branch, China Construction Bank Guizhou Branch, Bank of Communications Guizhou Branch, Postal Savings Bank Guizhou Branch and China Merchants Bank Guiyang Branch.
China News Service Online(CNSO): For high-quality enterprises applying for access to the pilot program for high-level opening up of cross-border trade, could you please introduce the key points of enterprise application from Bank of China Guizhou Branch?
Zhao Hong, Transaction Banking Department, Bank of China Guizhou Branch: Based on the actual implementation of the first batch of pilot projects by Bank of China Guizhou Branch, I will introduce the key points of enterprise conditions and list management rules.
In terms of access standards, the core conditions that high-quality enterprises in the high-level openness pilot program for cross-border trade need to meet at the same time are: first, the enterprise has real and stable cross-border trade and current account collection and payment needs; second, the business integrity is standardized, trade revenue and expenditure, trade financing match the actual operation of the enterprise, and there is no falsely structured trade behavior; third, the last two years There are no records of foreign exchange administrative penalties for 2018. If there is a foreign exchange classification for trade in goods, it must continue to maintain Category A; fourth, the enterprise has established a standardized foreign-related financial system, equipped with dedicated personnel to manage foreign exchange business, can completely retain documents, and realize the traceability of the entire transaction process; fifth, continue to handle current account foreign exchange receipts and payments in pilot banks for more than two years. At the same time, the policy provides preferential support to high-quality industries. High-tech enterprises, specialized new enterprises, and foreign-related emerging industry enterprises can relax the bank cooperation period to one year before applying, further lowering the entry threshold for high-quality scientific and technological innovation enterprises.
In terms of enterprise application, the management mode of enterprise voluntary application, bank exhibition review, and bank list system is adopted. The enterprise submits its intention to the cooperative pilot bank, and the pilot bank conducts due diligence and compliance assessment. After passing the review, it will be included in our bank's list of high-level open pilot high-quality enterprises. After certification, enterprises can enjoy corresponding facilitation policies such as document simplification, independent review, netting settlement, and centralized collection and payment of funds.
【observe】
The essence of Guizhou's financial portfolio in the third quarter is to reprice "inland mountain resources": the height of the industry is calibrated with science and technology innovation loans, the depth of culture is calibrated with liquor finance, and the breadth of openness is calibrated with cross-border pilot projects. At the beginning of the "15th Five-Year Plan", Guizhou is using financial infrastructure to connect production areas, enterprises, and overseas customers into the same capital chain.
Editor in charge: Li Xia