CCTV News: On January 14, the State Information Office held a series of press conferences on "China's High-Quality Economic Development Achievements" to introduce the relevant situation of financial support for high-quality economic development. According to Xuan Changneng, Vice Governor of the People's Bank of China, my country's loan interest rate steadily declined in 2024. In December 2024, the newly issued corporate loans were about 3.43%, a year-on-year decrease of about 0.36 percentage points, and the personal housing loan interest rate was about 3.11%, a year-on-year decrease of about 0.88 percentage points. The credit structure is constantly being optimized, with loans to specialized and special enterprises increasing by 13% year-on-year, and inclusive small and micro loans increasing by 14.6% year-on-year, continuing to be higher than the growth rate of all loans during the same period.
