CCTV News: Since the beginning of this year, many places in China have intensively adjusted and optimized housing provident fund policies. Many cities will increase housing provident fund loan quotas, reduce down payment ratios, and support flexible employment personnel as important contents of policy optimization. Among them, the withdrawal of housing provident fund for direct payment of rent and supporting housing purchases in other places is the highlight of this round of policy adjustments.

Many places have issued policies to adjust and optimize housing provident fund

Since February, cities such as Dalian, Jinan, and Changsha have increased the housing provident fund loan quota to varying degrees, and have also raised the maximum loan quota for highly educated talents, families with many children and green buildings.

Expand the scope of housing provident fund contribution personnel

Tianjin, Yichang, Lanzhou and other places have clearly included individual industrial and commercial households, freelancers and other flexible employment personnel in the scope of housing provident fund contribution. In principle, they can also enjoy multiple rights and interests such as "commercial to public" and "multi-child family provident fund loan support policy".

Chengdu extends the maturity date of housing provident fund loans

Chengdu responds to the national policy of delaying retirement and extends the maturity date of housing provident fund loans. Men should not exceed 68 years old and women should not exceed 63 years old, which means that the repayment period is extended by 3 years, which will help reduce the pressure on repaying loans.

Beijing pilots direct housing provident fund payment of rent

Beijing recently launched a pilot program of direct housing provident fund payment of rent. According to the authorization and application of the depositor, the provident fund center directly transfers the depositor's housing provident fund withdrawable from its account to the pilot housing rental institution account on a monthly basis to pay rent.

Fujian supports housing purchases in other places and mutual assistance in withdrawing provident fund from intergenerational mutual assistance

When Xiamen citizens purchase housing provident fund from other places in Fujian Province, they are no longer restricted by their registered residence or workplace restrictions, and they can achieve barrier-free withdrawal of provident fund across the province. In addition, Xiamen, Putian, Nanping and other places have optimized the intergenerational mutual assistance policy for housing provident fund within the province. Parents and children of home buyers can apply for withdrawal of housing provident fund to support home buyers to purchase houses.

In addition, Shanghai, Qingdao and other places have increased support for housing provident fund withdrawal by increasing the amount of rental housing withdrawal, increasing the frequency of withdrawal, reducing withdrawal restrictions, and expanding coverage.