It is related to the cost of renting a house! Beijing pilots provident fund "direct payment of rent" and can be paid monthly after application
Since this year, more than 20 cities across the country have introduced measures to optimize and adjust housing provident fund. The reporter found that many cities will increase the housing provident fund loan amount, reduce the down payment ratio, and support flexible employment personnel as important contents of policy optimization.
Many places have issued policies on adjusting and optimizing provident fund
Since February, various places have intensively introduced policies on optimizing housing provident fund loans. Cities such as Dalian, Jinan, and Changsha have all increased the housing provident fund loan quota to varying degrees.
The reporter sorted out and found that the maximum loan amount for various places has increased by hundreds of thousands of yuan, and the maximum loan amount for highly educated talents, families with many children and green buildings has also been floated to varying degrees.
In addition, localities have also made detailed adjustments to housing provident fund policies for specific groups. Tianjin, Yichang, Lanzhou and other places have clearly included flexible employment personnel such as individual business households and freelancers in the scope of housing provident fund payment. In principle, they can also enjoy multiple rights and interests such as "commercial to public" and "multi-child family provident fund loan support policy".
Wang Liang, head of the collection management section of Yichang Housing Provident Fund Center: When flexible employment personnel participate in the provident fund system, they can freely choose to pay monthly or mobile payment. At the same time, if there is no unpaid provident fund loan under your name, you can also freely withdraw funds in your provident fund account when you need it.
Chengdu responds to the national policy of delaying retirement and extends the maturity date of housing provident fund loans. Men should not exceed 68 years old and women should not exceed 63 years old, which means that the repayment period is extended by 3 years, which will help reduce the pressure on repaying loans.
Cai Zhen, associate researcher at the Institute of Finance, Chinese Academy of Social Sciences: We also noticed that this new provident fund policy is to formulate policies that adapt to local conditions based on their own characteristics, which releases the potential of buying a house and renting a house. Moreover, this also reflects that policies are more refined and precise than in the past, which is conducive to further optimization and promotion of policies.
