Recently, the Ministry of Housing and Urban-Rural Development, the Ministry of Natural Resources, and the State Administration of Financial Supervision jointly issued the "Notice on Improving the Commercial Housing Sales System" (hereinafter referred to as the "Notice"), deploying various localities to steadily promote the reform of the commercial housing sales system and accelerate the construction of a new model of real estate development.
The "Notice" stipulates that all localities must improve the pre-sale management of commercial housing and standardize the pre-sale conditions of commercial housing.If a commercial housing project is pre-sold, the main structure of the individual building must be capped.Strengthen the supervision of pre-sale funds, and all home purchase funds such as down payments and personal housing loans paid by home buyers should be deposited into the fund supervision account.For commercial housing projects that have obtained a construction project planning license before the date of implementation of the notice, if pre-sale is implemented, the pre-sale conditions, pre-sale fund supervision, etc. shall be implemented in accordance with the original policy regulations.
The "Notice" clarifies that all localities must vigorously and orderly promote the sales of existing commercial housing to achieve "what you see is what you get", fundamentally prevent delivery risks, and safeguard the legitimate rights and interests of home buyers.From the date of implementation of the notice, existing housing sales will be given priority for commercial housing projects that have newly transferred land and commercial housing projects that have already transferred land but have not obtained a construction project planning permit;
· commercial housing projects that have obtained a construction project planning permit are encouraged to implement existing house sales.At the same time, record-keeping management will be implemented for the sales of existing houses.
The "Notice" requires that all localities should simultaneously improve relevant supporting policies and measures and strengthen policy coordination and connection.Optimize land supply management and reasonably determine the scale of real estate land supply.To increase financing support, real estate projects implement a sponsoring bank system. Each project determines a sponsoring bank, and the sponsoring bank alone or takes the lead in forming a syndicate to provide development loans and other financing services.Improve development and construction management, optimize the project construction approval process, and shorten the administrative approval time limit.Promote the "handover of the property upon delivery of the certificate" and promote the purchase of commercial housing to obtain the real estate certificate simultaneously.
(CCTV reporters Yang Xiao and Tan Zhenhua)